The Unknown Villain in the Insurance Industry

I see plenty of advertisements, to include television, radio and print in which the insurance industry is portrayed as the evil villain who only wants to “trick” people in settling their claims for much less than it is worth. As you have probably heard, a “superhero is only as good as his foe.” Although, insurance companies in some cases may display harsh tactics, the real “villain” however in a lot of cases is the minimum insurance coverage available or worse yet, no insurance coverage at all. I heard a statistic recently on “television” that revealed “1 out of 5 cars involved in accidents, were not insured.” Remember, for the most part, automobile insurance coverage applies to the vehicle, and not specifically the driver.